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Directors and officers liability insurance is often called D&O. It is liability insurance payable to the directors and officers of a company, or to the organization itself, as reimbursement for losses or advancement of defense costs in the event an insured suffers a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

D&O insurance coverage can extend to defense costs arising out of criminal and regulatory investigations/trials. In fact, often civil and criminal actions are brought against directors/officers simultaneously. If a Connecticut company is somehow prevented from purchasing the insurance, a premium split between the directors and the company is often done, so as to demonstrate that the directors have paid a portion of the premium.

D&O insurance is usually purchased by the company itself, even when it is for the sole benefit of directors and officers. Commonly, purchasing directors and officers insurance would assist a company in attracting and retaining directors.

Contact Olde Liberty Insurance today to receive a no-obligation, customized quote from some of the most reputable carriers in the state of Connecticut.

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  • Reports will be ordered to properly classify and rate your policy. These reports may include information about your claims and driving history, insurance score, and may include information about current and former members of your household. These reports provide information that may assist in determining your eligibility for insurance and the price you may be charged. Consumer reports may also be used for updates, renewals, or extensions of this insurance. We may also obtain and use a credit-based insurance score. We may use a third party in connection with the development of the insurance score. State privacy laws require that you are notified that personal information may be collected from sources other than yourself. This will include a loss history report showing your personal insurance claims history. Such information, as well as other information collected, may be disclosed in circumstances to third parties without authorization. A right to access and correction exists with respect to all personal information and a written notice will be furnished to you upon request.

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