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Wethersfield, Connecticut

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Can your Connecticut company afford to pay out of pocket for damages that exceed your underlying policies’ limits? If eligible, your company can obtain the commercial umbrella coverage you need for a very reasonable premium.

Not long ago, commercial umbrella insurance coverage was considered to be needed only by very large businesses.  However, times have changed.  With liability claims and court decisions involving millions of dollars threatening businesses of all sizes, commercial umbrella insurance is a sound investment for any business. As much as $1 million in additional liability coverage could cost as little as a few hundred dollars per year.

A commercial umbrella policy, also known as an excess liability policy, can provide an additional layer of protection to handle major losses. Some policies provide coverage while other policies do not, so it is important to know exactly what the policy you have covers.

Coverage varies greatly among companies. Some jurisdictions may create unique coverage issues.  Take for example, punitive damages. Some states only permit responsible parties to pay punitive damages while others allow them to be paid by insurers.

Contact Olde Liberty Insurance today to receive a no-obligation, customized quote from some of the most reputable carriers in the state of Connecticut.

CT Business Insurance

Request a Commercial Insurance Quote!

We are committed to accurate quotes for insurance for businesses throughout the state of Connecticut! Submit your information via this online form, and we will follow up, typically within a few business days.
  • Reports will be ordered to properly classify and rate your policy. These reports may include information about your claims and driving history, insurance score, and may include information about current and former members of your household. These reports provide information that may assist in determining your eligibility for insurance and the price you may be charged. Consumer reports may also be used for updates, renewals, or extensions of this insurance. We may also obtain and use a credit-based insurance score. We may use a third party in connection with the development of the insurance score. State privacy laws require that you are notified that personal information may be collected from sources other than yourself. This will include a loss history report showing your personal insurance claims history. Such information, as well as other information collected, may be disclosed in circumstances to third parties without authorization. A right to access and correction exists with respect to all personal information and a written notice will be furnished to you upon request.

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